Today I’m going to talk about the top three biggest mistakes of young people in relationships. These include overspending on the wedding, getting the most over-the-top rings, and the elephant in the room, divorce. The wedding ring is probably one of the largest purchases of the beginning of a relationship, right up there with the …
Category Archives: Personal Finance
PF#160: The Federal Reserve and Housing Market Crash of 2008
The federal reserve, while not necessarily the cause of the crash of the Housing Market in 2008, definitely contributed to it. Today I’m going to talk about how the federal reserve effected the housing market in 2008. The first event in the sequence that led up to the market crash was in 2000, when the …
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PF#155
PF#145: What Would I invest $2000 into
If I had two-thousand dollars and I could only invest it, I would probably invest into my own 3D printing business, and get that rolling more. With $2000, I could get a really nice, fast, $1000 3D printer to increase my production twofold, and $1000 worth of filament would last me a really long time. …
PF#130: A Few College Major Ideas
I don’t really have that many ideas for college majors yet, as I am still in eighth grade, and probably shouldn’t lock in on a major until my sophomore year of college (according to my teacher). I do have three ideas, and I’m going to talk about each of them and why they might be …
PF#120: Elon Musk
Elon Musk was born in Africa in 1971. He grew up being bullied and having family problems, and he moved to North America in his 20’s. He attended college both in America and Canada, and graduated with a bachelor’s degree in economics and a bachelor’s degree in physics. One of the smaller companies that he …
PF#115: Hidden College Expenses
In case it isn’t obvious, there are more costs for college than the massive tuition required by most colleges. On top of the massive amount of money that has to be paid to even go to the school, that doesn’t include textbooks, board (most of the time), food, clothes, phone bill, vehicle costs, or anything …
PF#110: After High School
For this week’s writing assignment in personal finance, I am supposed to write an essay about the first two-four years after I graduate high school. Because I am thirteen years old and I’m taking this class in my eighth grade year of school, I am only going out two years from high school because it …
PF#95: Buying Old Cars
(For reference later in the essay, I am referring to “old†cars meaning cars of higher build quality from 30-40 years ago). Cars nowadays are very “disposableâ€. Not in the way that a paper plate is disposable where you throw it away after one use, but in a printer sort of disposable. The constant maintenance …
PF#60: Credit Card Debt
Credit card debt is one of the largest forms of debt in America today. Almost everyone has a credit card today, with some people even having multiple credit cards that have debt piled up on them. This can snowball, and, combined with other debts, can cause quite a lot of problems. The way a credit …