I made no money this week, so I will only be talking about my income for the past year (granted, this is not exact by any means). I don’t have a regular source of income, so I will talk about all the small sources of money I have had since September of last year. Since …
Category Archives: Personal Finance
PF#80: What Kind of Business is Plaer Printing?
Plaer printing will be one of two types of businesses. It will either be a sole proprietorship or it will be a partnership, most likely the first. I can upgrade to an LLC in the future if my business prospers enough to warrant it. Right now, Plaer Printing is a very small business that I …
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PF#70: Elisha Otis
Elisha Otis invented the safety elevator. I learned about him in 5th grade history class from the Ron Paul Curriculum; however, the elevator was not his only invention. In this essay, I am going to talk about Elisha Otis and his journey to his invention of the elevator. Elisha Otis was born in Vermont in …
PF#90: Taxes
Today I’m going to talk a little bit about taxes. I’m going to talk about which method of preparing taxes I would chose, and why. I’m also going to talk about tax refund advances. I’m very new to this topic, and I’m sure I don’t understand everything fully, but I’m going to try my best. …
PF#75: Business Plan
I propose a business. It will be an Etsy store where I sell my 3D printed creations. I am only going to start with one product, but will probably expand in the future. I will have some basic marketing, and also some basic operational and organizational principles, but these will not be very complex as …
PF#40: The Best Personal Finance Solution for Me
We talked about many ways for me to record my finances over the course of this weeks. I have decided that the best solution for myself is the humble spreadsheet. I like spreadsheets because they are fairly simple. I am familiar with them. You can obtain free templates that make it perfect for organizing your …
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PF#65: An Achievable Idea for a Small Business
In case you are not already aware by the mentions in my other essays, I am big into 3D modeling and printing. I have an Ender 3 Pro that I have done some major and minor upgrades on, including a direct drive mod and a better knob mod, and I am also hoping to install …
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PF#55: Inflation and Interest Rates
For my weekly assignment, I was asked to talk about a government regulation that affects interest rates. Inflation is not really a “regulation†but it is something that the government does that affects interest rates; hence I have elected to write about it here. Inflation is essentially the addition of new money into an already-existing …
PF#50: Different Interest Rates for Different Loans
Interest rates are different for different kinds of loans. Different kinds of loans have a higher or lower rate based upon different factors. I am going to talk about four different kinds of loans. Home loans, car loans, student loans, and credit loans (credit cards). The loans for all interest rates are affected by a …
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PF#45: Getting In Shape for Less
Getting in shape can be really expensive. You need to try to avoid all the unnecessary parts of fitness so that you don’t have to spend as much money. In this paper, I talk about ways you can save money, gym memberships, as well as how to do workouts at home for cheap. There are …